Introduction

RefinanceCalc.info ("we," "us," or "our") operates the website at refinancecalc.info. This Privacy Policy explains what information we collect, how we use it, and your rights regarding that information. We are committed to protecting your privacy.

Information We Collect

Our calculators run entirely in your browser. No calculation inputs (loan balances, interest rates, home values, or personal financial data) are transmitted to our servers or stored anywhere outside your device.

We may collect the following limited data automatically through third-party services:

Google AdSense

This site uses Google AdSense to display advertisements. Google AdSense uses cookies to serve ads based on your prior visits to this and other websites. You can opt out of personalized advertising by visiting Google's Ads Settings. Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this website or other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to this site and/or other sites on the internet.

Google Analytics

We may use Google Analytics to understand how visitors use this site. Google Analytics collects information such as how often users visit the site, what pages they visit, and what other sites they used prior to visiting. We use this information to improve our calculators and content. Google Analytics collects only the IP address assigned to you on the date you visit this site, not your name or other identifying information. We do not combine the information collected through the use of Google Analytics with personally identifiable information.

Cookies

Cookies are small text files stored on your device by websites you visit. We use cookies for analytics and advertising purposes only. You can control cookies through your browser settings. Disabling cookies may affect the functionality of third-party analytics and advertising features on this site, but will not affect the calculators themselves.

Data Sharing

We do not sell, trade, or rent your personal information to third parties. We may share aggregated, non-personally-identifiable data (such as total page visits) for business or analytical purposes. We work with Google as a third-party vendor for advertising and analytics services.

Children's Privacy

This website is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us and we will delete it promptly.

Your Rights (California Residents — CCPA)

If you are a California resident, you have certain rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to request deletion of your personal information, and the right to opt out of the sale of personal information. As noted above, we do not sell personal information. To exercise your rights, contact us at the email address below.

External Links

This site may contain links to external websites. We are not responsible for the privacy practices or content of those sites. We encourage you to read the privacy policies of any external site you visit.

Changes to This Policy

We may update this Privacy Policy from time to time. We will post any changes on this page with an updated effective date. Continued use of the site after changes constitutes acceptance of the updated policy.

Contact Us

If you have questions about this Privacy Policy, please contact us at: privacy@refinancecalc.info